Ladybird Living – Your London Estate Agent

Real estate updates

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Should you make mortgage overpayments?

Mortgage overpayments refers to the process in which a borrower pays more than the minimal amount required by the lender...

All letting agents must be regulated by a Redress Scheme

It has been a legal requirement for all letting agents to be regulated by a Redress Scheme since 1st October 2014...

Base rate increased to 4.5% – How will it affect property owners?

Back Base rate increased to 4.5% – How will it affect property owners? The base rate has increased from 4.25% to 4.5%. The base rate is important because it impacts mortgage interest payments...

Insurance For Short lets & Airbnb Hosts

It is recommended that you think about getting insurance specific to short-term lettings such as Airbnb/ holiday lets...

Commercial vs. Residential Properties for investment

A popular question among many property investors is ‘Which one is the better investment – commercial or residential properties?’...

Where to find inspiration and information in lettings

Here are some tips on where you can find inspiration and information in lettings:...

100% loans will be launched by UK mortgage lender  

Skipton building society is planning to introduce a 100% mortgage which will help first-time homebuyers who are finding it difficult to save for a deposit. This 100% mortgage will be the first offered...

Renting out property to friends and family: the rules  

Before renting out property to friends and family, you should check: 1. Check your mortgage policy: you should check the terms and conditions of the mortgage policy – it should clearly mention...

Renters Reform Bill- 8th May 2023

The Renters’ Reform Bill aims to reform the private rented sector (PRS) and improve the quality of housing. The government published ‘...

Rents highest in London in April – May 2023

According to Goodlord, rents have been continuously on the rise across England this year with average rents being the highest in Londo...