Ladybird Living – Your London Estate Agent

Ladybird Living

Real estate updates

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Steps for Screening Tenants 

Back Steps for Screening Tenants Step 1: Affordability test  The first step to screening prospective tenants is to conduct an affordability test. This test will help you to determine the amount ...

Should you make mortgage overpayments?

Mortgage overpayments refers to the process in which a borrower pays more than the minimal amount required by the lender. ...

All letting agents must be regulated by a Redress Scheme

It has been a legal requirement for all letting agents to be regulated by a Redress Scheme since 1st October 2014. ...

Base rate increased to 4.5% – How will it affect property owners?

Back Base rate increased to 4.5% – How will it affect property owners? The base rate has increased from 4.25% to 4.5%. The base rate is important because it impacts mortgage interest payments ...

Insurance For Short lets & Airbnb Hosts

It is recommended that you think about getting insurance specific to short-term lettings such as Airbnb/ holiday lets. ...

Commercial vs. Residential Properties for investment

A popular question among many property investors is ‘Which one is the better investment – commercial or residential properties?’ ...

Where to find inspiration and information in lettings

Here are some tips on where you can find inspiration and information in lettings: ...

100% loans will be launched by UK mortgage lender  

Skipton building society is planning to introduce a 100% mortgage which will help first-time homebuyers who are finding it difficult to save for a deposit. This 100% mortgage will be the first offered ...

Renting out property to friends and family: the rules  

Before renting out property to friends and family, you should check: 1. Check your mortgage policy: you should check the terms and conditions of the mortgage policy – it should clearly mention ...

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