Ladybird Living – Your London Estate Agent
12
Jun 2023
Following the latest inflation figures, homeowners and first-time homebuyers in the UK will see 5%-plus fixed-rate deals as lenders have had no choice but to increase their mortgage rates.
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02
Jun 2023
To add someone onto an existing mortgage, you have to contact your mortgage lender. Your mortgage lender will then send you documents to complete and will check:
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18
May 2023
Mortgage overpayments refers to the process in which a borrower pays more than the minimal amount required by the lender.
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15
May 2023
Back Base rate increased to 4.5% – How will it affect property owners? The base rate has increased from 4.25% to 4.5%. The base rate is important because it impacts mortgage interest payments for property owners. A higher base rate means that property owners must pay more to cover interest rate costs. The impact… Continue reading Base rate increased to 4.5% – How will it affect property owners?
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09
May 2023
Skipton building society is planning to introduce a 100% mortgage which will help first-time homebuyers who are finding it difficult to save for a deposit. This 100% mortgage will be the first offered since the 2008 financial crisis.
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29
Mar 2023
Some people may sit and wait to see if the market improves. However, with base rate increases and daily lender updates, waiting may
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16
Feb 2023
This blog will discuss the new scheme ‘Deposit Unlock,’ how it works, the benefits and drawbacks of the scheme.
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13
Feb 2023
A new Save To Buy scheme has been launched for first-time buyers. This scheme will help first-time buyers as it will allow the rent they
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25
Jan 2023
Property owners who are looking to purchase property to rent it out would need a buy-to-let (BTL) mortgage. This blog will discuss
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15
Sep 2022
A fixed rate mortgage ensures that the interest rate does not change throughout the mortgage term. Fixed rate mortgages
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